Membership Terms

1. Service provider

2. What the membership provides

The Academy provides online financial education and learning resources. Programmes may cover personal financial management, stock market investing, international stocks, business and entrepreneurship finance, treasury bills and government bonds, and mutual funds and unit trusts.

An active, payment-verified monthly membership is intended to provide access to published full lessons, course progress tracking and the four approved student PDF books currently listed by the Academy. The content and resources available may be updated as courses develop.

The Academy is an education provider. It is not offering brokerage, portfolio management, deposit-taking, investment execution or personalised investment advice through the membership. Educational material does not guarantee investment returns or a particular financial result.

3. Price and payment

The advertised student membership price is GH₵75 (GHS 75) for one month. The total amount payable and any applicable charges must be displayed before you confirm a payment. Do not pay a personal bank account or personal Mobile Money number on the strength of an informal message; use the Academy's official checkout only after the Academy announces that it is open.

When enabled, payments are expected to be processed through Paystack using the payment methods displayed at checkout. Membership begins only after the payment has been confirmed by the payment provider and the Academy's system has activated the membership.

Each monthly payment is a separate payment initiated by the student. The Academy does not currently set up automatic recurring Mobile Money deductions. Do not assume your membership will renew automatically.

4. Membership period and renewal

A successful monthly payment provides one monthly membership period. The membership start and expiry dates are shown in the student dashboard when the payment has been verified. To continue after expiry, sign in and initiate another payment when checkout is available.

If you do not renew, the paid membership ends on its displayed expiry date. No further monthly payment should be taken automatically under the current manual-renewal arrangement.

5. Student accounts and permitted use

• Provide accurate account details and keep your sign-in information confidential.
• Use your account for your own learning; do not share access or allow another person to use your membership.
• Do not copy, resell, publicly distribute or upload Academy lessons or PDF books without written permission.
• Do not attempt to bypass membership checks, interfere with the website or misuse another student's account.
• Contact the Academy if you suspect unauthorised access or see an error with your membership.

6. Access, maintenance and changes

The Academy will take reasonable steps to make the learning platform available, but access may be interrupted for maintenance, security updates, technical problems or events outside its reasonable control. We may correct, improve or reorganise course materials. If a paid service becomes unavailable and cannot be provided, contact us; applicable refund rights are not limited by these terms.

7. Educational information and risk

Courses are provided for general education. Examples are for learning and may not reflect current market prices or the circumstances of a particular learner. Financial products involve risk, including possible loss of capital. Students should independently verify current product terms and consider qualified professional advice before making personal financial decisions.

8. Cancellation, refunds and statutory rights

Membership does not automatically renew under the current arrangement. You can choose not to make another payment when your membership expires. Where you wish to cancel a recent purchase or request a refund, contact the Academy promptly using the details on this page.

Nothing in these terms removes rights that consumers have under applicable Ghanaian law, including any applicable statutory cancellation rights for electronic service transactions. The Academy's separate Refund & Cancellation Policy explains the process.

9. Changes and contact

We may update these terms as the courses, payment methods or legal requirements change. The version in force at the time of your transaction will be made available for you to read and keep. For questions about these terms, contact eagyenimboateng70@gmail.com or +233 54 769 0599.